Banken beperken kredietverlening aan bedrijven en gezinnen. Zij zijn terughoudender dan ooit vanwege onzekerheid over het herstel van de economie. Afgelopen dinsdag publiceerde de ECB haar kwartaalrapport over Q4 van 2020: Bank Lending Survey op basis van een enquête onder 143 banken.

The euro area bank lending survey (BLS) provides information on bank lending conditions in the euro area. It supplements existing statistics with information on the supply of and demand for loans to enterprises and households. The BLS provides input to the assessment of monetary and economic developments carried out by the ECB Governing Council in the process of making its monetary policy decisions.

The BLS is conducted four times a year, and published in January, April, July and October.

https://www.ecb.europa.eu/stats/ecb_surveys/bank_lending_survey/html/index.en.html

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